Comprehensive Credit Repair Service
Silver Package ($100/Month)
What’s Included:
Basic Credit Repair: Work on one credit bureau of your choice.
Standard Dispute Resolution: Basic dispute processing.
Shared Account Manager: General support and updates.
Limited Dispute Submissions: A limited number of dispute submissions per month.
Credit Monitoring: Quarterly credit report and score updates.
Financial Education: Access to basic educational resources.
Additional Services
Inquiry Removal: $25 per inquiry.
Collections/Charge-Off Removal: $200 per item
Gold Package ($120/Month)
What’s Included:
Focused Credit Repair: Work on two credit bureaus of your choice.
Standard Dispute Resolution: Timely processing of disputes and challenges.
Dedicated Account Manager: Regular updates and support.
Limited Dispute Submissions: A set number of dispute submissions per month.
Credit Monitoring: Monthly credit report and score updates.
Financial Education: Access to educational resources.
Additional Services
Inquiry Removal: $25 per inquiry.
Collections/Charge-Off Removal: $200 per item
Platinum Package ($150/Month)
What’s Included:
Comprehensive Credit Repair: Work on all three credit bureaus (Experian, Equifax, TransUnion).
Priority Dispute Resolution: Faster processing of disputes and challenges.
Dedicated Account Manager: Personalized support and regular updates.
Unlimited Dispute Submissions: No limit on the number of disputes filed.
Credit Monitoring: Real-time monitoring of credit reports and scores.
Financial Education: Access to educational resources and personalized advice.
Additional Services
Inquiry Removal: $25 per inquiry.
Collections/Charge-Off Removal: $200 per item
General Results Timeframe
Disclaimer
Every Client is different because every client does business with different creditors and banks. Please remember every bank and creditor does not have the same dispute process and response times may vary.
Please check the list below for general processing time frames
Collections = 3 to 6 months
Charge offs = 6 to 9 months
Evictions & Repossessions = 6 to 9 months
Bankruptcies = 12 to 18 months
Public Records and Liens = 12 to 18
months
PS: There are no long-term commitments required. If you wish to continue with recurring services, that option is available, and if you prefer a month-to-month plan, we will gladly honour that request. Please ensure your credit monitoring is paid for each month you would like us to work on your credit.
General Results Timeframe
Disclaimer
Every Client is different because every client does business with different creditors and banks. Please remember every bank and creditor does not have the same dispute process and response times may vary.
Please check the list below for general processing time frames
Collections = 3 to 6 months
Charge offs = 6 to 9 months
Evictions & Repossessions = 6 to 9 months
Bankruptcies = 12 to 18 months
Public Records and Liens = 12 to 18
months
Why Choose Us?
Transparent Pricing: No hidden fees or surprises. Our pricing is straightforward and competitive.
Customized Solutions: We provide tailored strategies to meet your specific credit repair needs.
Expert Guidance: Our team of credit specialists is here to guide you every step of the way.
Proven Results: We have a track record of helping clients improve their credit scores and achieve financial success.
Frequently Asked Question
What is credit repair?
A process of reviewing your credit report for errors and disputing them with the credit bureaus to improve your credit score.
How long does the credit repair process take?
The timeline varies depending on the specific issues on your credit report. Typically, it can take anywhere from 3-6 months to see significant improvement.
What is the cost of your credit repair services?
The cost can vary depending on the complexity of your situation. We offer flexible payment plans to accommodate different budgets.
Do you work with businesses as well as individuals?
Yes, we work with both individuals and businesses to improve their credit scores and overall financial health.
What kind of errors can you dispute on my credit report?
We can dispute a variety of errors, including:
Incorrect personal information
Accounts that don't belong to you
Late payments that were made on time
Accounts that should have been removed
Can you guarantee a certain credit score increase?
While we can't guarantee a specific credit score increase, we can guarantee our commitment to improving your credit health.
How often will I receive updates on my credit repair process?
We provide regular updates on your progress, typically through monthly reports or personalized consultations.
How can I use my credit to build wealth?
We can help you understand strategies like using credit cards for rewards, leveraging credit to invest in real estate or businesses, and building a strong credit history to qualify for better financial opportunities.
What are some common mistakes people make when using credit to build wealth?
We can provide guidance on avoiding common pitfalls, such as overspending, carrying high balances, and neglecting to pay bills on time.
Can I repair my credit myself?
Yes, you can repair your credit yourself, but it can be time-consuming and complex. We can help streamline the process and ensure that all steps are taken correctly.
What is the average credit score?
The average credit score in the US is around 700. However, the specific range considered "good" can vary depending on the lender or credit bureau.
How can I improve my credit score quickly?
There are several strategies for improving your credit score quickly, such as paying down debt, disputing errors on your credit report, and using a credit card responsibly. We can help you create a personalized plan to achieve your goals.
How does business credit work?
Business credit is separate from personal credit. It is based on the financial performance and credit history of your business, not your personal finances.
What are the benefits of having good business credit?
Good business credit can help you secure better financing terms, obtain lower insurance rates, and attract more customers.
How can I build business credit?
There are several strategies for building business credit, such as obtaining a business credit card, establishing business relationships with vendors, and paying bills on time. We can help you develop a plan to build your business credit.
How do you stay up-to-date on the latest credit laws and regulations?
We stay up-to-date on all relevant credit laws and regulations to ensure that we are providing our clients with accurate and compliant advice.
What is your success rate?
While we can't guarantee a specific success rate, we have a track record of helping our clients achieve significant improvements in their credit scores.